Calculate Indexation Benefit
Capital Asset sold between April 1st 2024 & March 31st 2025
Total Cost of Acquisition with Indexation is Rs. 104
to get the capital Gain or Loss
Capital Gain / Loss is Rs. 16
For assets sold before Jul 23rd 2024
For assets sold after Jul 23rd 2024
Capital Gain / Loss without Indexation is Rs. 20
If you have sold your asset on or after Jul 23rd 2024, the indexation is not allowed to be considered in arriving at a capital loss or gain.
CG Tax and Relief Calculation
CG Relief is applicable ONLY for a sale of property being Land or Building, Long Term, and for Resident assessee u/s 54F.
If the asset is a property and further a Land / Building, a capital gains relief would be applied at the time of tax calculation for FY 2024-25 (AY 2025-26) onwards.
| CG Tax With Indexation | CG Tax Without Indexation | CG Tax Relief |
|---|---|---|
| 3.2 | 2.5 | 0 |
Effective CG Tax for FY 2024-25 (AY 2025-26) onwards is 2.5
For Advance Tax Calculation / assessment, you may use E2Tax ITR e-Filing Portal
Our brand‑new Capital Gains Calculator is live! Punch in three numbers—purchase price, purchase date and the sale assessment year—and watch your taxable gain shrink in seconds. No Excel gymnastics, no outdated CII tables
Key Improvements for Capital Gains Calculator
1. Accurate Indexation Calculation
The calculator now correctly computes the indexed cost of acquisition. From your example, I can see that:
- When purchase price is 100 rupees (on 03/31/2024)
- With assessment year 2025-26
2. Proper Capital Gain/Loss Calculation (Capital Gains Calculator)
When the sale value is 120, the calculator now correctly shows:
- Capital Gain with indexation: Rs. 16 (120 – 104)
- Capital Gain without indexation: Rs. 20 (120 – 100)
3. Tax Calculation Section
Added a comprehensive tax calculation section showing:
- CG Tax With Indexation
- CG Tax Without Indexation
- CG Tax Relief
- Effective CG Tax rate (2.5% for FY 2024-25/AY 2025-26)
4. Conditional Logic for Asset Sale Date
Implemented the date-based logic:
- For assets sold before Jul 23rd 2024: Shows standard calculation
- For assets sold after Jul 23rd 2024: Shows additional “CONSIDER” section with note about indexation rules
5. Property-specific Tax Relief
Added information about CG relief applicable for property sales (Land/Building/Long Term)
6. Advisory Notes for Capital Gains Calculator
Included relevant notes about:
- Section 54F reference
- Property and capital gains relief information for FY 2024-25 (AY 2025-26) onwards
Technical Implementation Details
1. Cost Inflation Index (CII)
- Implemented an accurate CII database for all assessment years
2. Calculation Formulas:
- Indexed Cost = (Purchase Price × CII of Sale Year) ÷ CII of Purchase Year
- Capital Gain with Indexation = Sale Value – Indexed Cost
- Capital Gain without Indexation = Sale Value – Purchase Price
3. Dynamic Date Logic:
- Calculator checks if sale date is before or after July 23rd, 2024
- Displays appropriate sections based on the date comparison
4. Tax Rate Calculation:
- Implements the 2.5% effective CG tax rate for FY 2024-25 onwards
- Calculates relief based on the difference between indexed and non-indexed tax
Why We Built Capital Gains Calculator
Every March, inboxes explode with frantic questions:
- “How do I apply the Cost Inflation Index for a flat bought in 2004?”
- “Do I still get indexation on gold ETFs?”
- “Where can I find the latest CII number? Google shows ten different charts!”
Sound familiar? We’ve wrestled with the same headaches—so we coded a solution that’s:
- Always current: The CII database updates the instant CBDT releases a new notification.
- Multi‑asset ready: Works for real estate, gold, debt funds, bonds and inherited property.
- Audit‑proof: Generates a printer‑friendly PDF summary with date‑stamped calculations—exactly what income‑tax officers want to see.
How Capital Gains Calculator Works
Yes, that’s it. Three clicks, one smart calculation, zero confusion.
Key Features You’ll Love about Capital Gains Calculator
Future‑Proofed CIIs
Already shows placeholders for 2025‑26 and 2026‑27 so you can plan sales years in advance.
Section‑54 Helper
Tick the “Claiming house reinvestment?” box, and the PDF auto‑computes the reinvestment deadline dates for you.
Dual Currency Mode
Toggle between ₹ and US $ if you’re an NRI selling assets in India but recording cost in foreign currency.
Dark‑Mode & Mobile‑First
Crunch numbers on the go without squinting at tiny text.
7 Big Benefits of Using a Capital‑Gains Calculator
Here are seven practical benefits of using a dedicated capital‑gains calculator, written in a simple, inline list:
1. Eliminates manual math errors
Eliminates manual math errors the tool crunches complex formulas instantly, so a misplaced zero never inflates your tax bill.
2. Auto‑applies the latest Cost Inflation Index (CII)
Auto‑applies the latest Cost Inflation Index (CII), sparing you the hassle of digging through CBDT notifications.
3. Lets you run “what‑if” scenarios
Lets you run “what‑if” scenarios by switching assessment years on the fly to time your sale for the lowest possible tax.
4. Handles multiple asset classes
Handles multiple asset classes (property, gold, debt funds, inherited assets) in one place, so you don’t juggle different spreadsheets.
5. Generates audit‑ready summaries
Generates audit‑ready summaries downloadable PDFs you can file with your CA or present to the tax officer without extra formatting.
6. Saves hours during ITR filing
Saves hours during ITR filing because the indexed cost and taxable gain are ready to paste directly into Schedule CG.
7. Boosts financial confidence
Boosts financial confidence by showing your true post‑tax return, helping you decide whether to sell, hold, or reinvest.
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